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Flood Insurance

Flood insuranceIndependent agency serving the flood insurance needs of Denham Springs, and all of Louisiana and Alabama since 2004.

Your home is your most valuable asset and an integral part of your daily life. That’s why having the right flood insurance policy in Louisiana or Alabama is so important. If your home were damaged or destroyed, would your policy offer enough protection to get your life back on track?

All Premier Insurance Agency of Denham Springs, LA can help you find a flood insurance policy that will offer you the protection you need at a price you can afford.

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About Flood Insurance in Louisiana and Alabama

Flood insurance protects two types of insurable property: building and contents. The first covers your building, the latter covers your possessions; neither covers the land they occupy.

Since standard homeowners insurance doesn’t cover flooding, it’s important to have protection from the floods associated with hurricanes, tropical storms, heavy rains and other conditions that impact the U.S.

In 1968, Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to financially protect themselves. The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP.

Participating communities agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding. Find out more about the NFIP and how it can help you protect yourself.

Learn about The NFIP Partnership.

Every situation is unique – talk to us today to find out how to get the right flood insurance in for you.

Call for a quote at 225-667-8700